So you’ve spotted the perfect bicycle. It’s got all the bells and whistles, maybe even a few accessories you didn’t know you needed. But then comes the moment of truth—the price tag. Ouch. It’s enough to make you think twice or at least wait a while to save up. But here’s the thing: life’s too short to ride a dodgy bicycle.

That’s where a personal bicycle loan comes in, allowing you to split the cost into manageable chunks so you’re not left living on instant ramen for the next six months.

Why Bother With A Loan?

We get it. The idea of taking out a loan might seem like a big commitment, especially for something as, well, fun as a bicycle. But let’s be real—cycling is more than just a hobby. It’s a way of life, a mode of transport and for many of us, the key to staying sane in our hectic world.

With a personal bicycle loan, you’re able to secure the bicycle you’ve always wanted, while also investing in your happiness, your health and maybe even your commute. Plus, it’s way easier to justify that little upgrade—go on, get the carbon frame or the electric assist—when you know you’re paying it off over time.

How to Apply for a Personal Bicycle Loan with BikePay

Applying for a personal bicycle loan with BikePay is simple and straightforward:

  • Step 1: Visit the BikePay website and fill out the quick online application form.
  • Step 2: Provide details about the bicycle you want to purchase and your financial information.
  • Step 3: Submit your application and receive a decision, usually within minutes.
  • Step 4: Once approved, the funds are released to your dedicated account and you can purchase your bicycle with a smile!

Not sure what you qualify for? Use our online loan calculator.

Ride Now, Pay Later

The beauty of a personal bicycle loan is that it lets you ride now and pay later. No need to wait until you’ve saved every penny—hit the road today and start enjoying the benefits immediately. With our flexible loan options and wide range of road, mountain and e-bikes, you can finance bicycles for the whole family and experience everything the outdoors has to offer the right way—on two wheels.

Whether you’re upgrading your old bicycle or you are new to cycling, a personal bicycle loan is your ticket to stress-free pedalling. Apply with BikePay and enjoy the best rates and loan options!