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Submitting a Quick Quote will not affect your credit rating / score.
A quicker, hassle free lending journey
Experience the ease of our straightforward 3-step process, ensuring you access your funds without delay.
Apply
Complete your application online
in less than 5 minutes.
Upload Documents
Upload your documents
for review and loan assessment
View Loan Offer
Once approved
.Review your loan offer and accept online
BikePay is your go-to destination for
bicycle loans.
Bikepay offers bicycle loans with minimal setup costs, no monthly fees, and flexible loan terms. Whether you’re looking for ebike finance or electric mountain bike finance, our competitive interest rates provide a great alternative to traditional lenders, giving you the freedom to choose the best option for your needs.
WHAT WE OFFER
Simplicity
We assess your application across various banks and financial institutions within our network. This process is conducted without impacting your credit score, allowing us to determine the best option tailored to your unique circumstances.
Choice
We’ve partnered with Australia’s most trusted lenders, including major banks and select institutions, to provide a customised loan product that gives you the flexibility to choose a loan tailored to your specific needs.
Flexibility
Our finance options feature low setup costs, no monthly fees, flexible loan terms, and competitive interest rates that challenge those offered by major banks.
What do I need to apply?
To apply for a loan, you will need to meet some lender requirements
Are at least 18 years old
Permanent resident of Australia or a valid visa holder
Receiving a steady income from PAYG or Self Employment
Need a quick answer?
Your dedicated finance consultant will compare lenders, loan products and rates to find the best outcome for your needs.
FAQ’s
What will my interest rate be?
Banks evaluate multiple factors when assessing loans, including a customer’s credit score and financial history.
Our streamlined process compares your qualifying interest rate across a panel of banks and lenders, ensuring you get the best possible options.
What do you finance?
At BikePay.com.au, we offer a variety of personal loan options designed for mountain, road, and e-bicycles. Whether you’re purchasing from a retail store, online marketplace, or through a private sale, our solutions have you covered.
Will my credit be affected?
Our process offers clear options, including your qualifying interest rate and any establishment or monthly fees that lenders may charge. This comparison is conducted without affecting your credit score.
Once you’ve chosen an option, we will package and submit your loan for assessment. At this point, your chosen lender will conduct a full credit inquiry.
