Compare lenders, loans and rates with our hassle free loan process.
Simply start your loan comparison by clicking below
Monthly Fees – NO*
Early Repayment Fees – NO*
Receive your customised interest rate.
Complete your application and potentially access your funds the same day.
A quicker, hassle free lending journey
Experience the ease of our straightforward 3-step process, ensuring you access your funds without delay.
Apply
Complete your application online
in less than 5 minutes.
Upload Documents
Upload your documents
for review and loan assessment
View Loan Offer
Once approved
.Review your loan offer and accept online
Show all Makes
Browse by Brand
Avanti (1)
Bianchi (10)
Blade (3)
BMC (1)
Colnago (6)
Electra (1)
Oceanside (7)
Patrol (1)
Pinarello (1)
Scott (6)
Trek (6)
VelectriX (2)
Ventura (1)
Volition (11)
XDS (5)
Cannondale (4)
Cervelo (2)
Cinelli (3)
Di Blasi (1)
Dyson (1)
Earth Electric Bikes (3)
Fantic (6)
Focus (8)
GT (2)
Jamis (3)
Merida (2)
Mondraker (1)
NCM (3)
Orbea (1)
Rocky Mountain (2)
Sobowo (1)
Specialized (23)
Super73 (1)
Transition (1)
Weekend (1)
BikePay is your go-to destination for
bicycle loans.
Whether you’re looking to purchase a bicycle through a private sale or from your favorite bike shop, we’re here to make the financing process seamless and hassle-free.
At BikePay, we empower you to compare and choose from a range of loan options, ensuring that you can ride away on the bicycle of your dreams without any financial roadblocks.
Explore our user-friendly platform and experience the convenience of securing your ideal bicycle with BikePay.
WHAT WE OFFER
Simplicity
We compare your application across different banks and financial institutions throughout our group. We do this without affecting your credit rating to figure out which option works best for you and what’s going on in your personal situation.
Choice
We’ve teamed up with Australia’s most reliable lenders, including big-name banks and exclusive lenders to offer a bespoke loan product giving you the freedom of choosing a loan suited to your needs.
Flexibility
Our finance options come with minimal setup costs, zero monthly fees, flexible loan terms and interest rates that give those big banks a run for their money.
What do I need to apply?
To apply for a loan, you will need to meet some lender requirements
Are at least 18 years old
Permanent resident of Australia or a valid visa holder
Receiving a steady income from PAYG or Self Employment
Need a quick answer?
Your dedicated finance consultant will compare lenders, loan products and rates to find the best outcome for your needs.
FAQ’s
What will my interest rate be?
Banks take into consideration various elements when assesing loans, including the credit score and financial background of the customer.
Our streamlined process provides you with a comparison on your qualifying interest rate across a panel of banks and lenders.
What do you finance?
At BikePay.com.au, we provide a range of personal loan choices tailored for mountain, road and e-bicycles. Whether you’re buying through a retail store, online marketplace or private sale, our options have got you covered.
Will my credit be affected?
Our process provides you with transparent options including your qualifying interest rate, any establishment fees or monthly fees lenders may charge. This comparison is completed in a manner that does not impact your credit score.
Once you’ve decided on an option, we will package and submit your loan for assessment. At this stage your nominated lender will perform a full credit enquiry.
